How to Open a Blocked Account and Health Insurance in Germany with Expatrio for the 2025 Winter Semester
If you’re planning to study in Germany for the Winter Semester of 2025, two of the most important requirements for your student visa application are securing a blocked account and valid health insurance. Both are essential to ensure you can legally live and study in Germany. But don’t worry! Expatrio simplifies the process of opening a blocked account and getting health insurance, all in one convenient package. In this guide, we’ll show you exactly how to set up your blocked account and health insurance through Expatrio to make your visa application process smooth and stress-free.
What is a Blocked Account and Why Do You Need It?
A blocked account (Sperrkonto) is a special type of account that proves to the German government that you have enough funds to support yourself during your stay. For 2025, the required amount in the blocked account is €11,208 for the full year, which translates to €934 per month. This amount is blocked, meaning you can only access a fixed monthly withdrawal to cover your living expenses in Germany. The purpose is to ensure that you will not face financial difficulties during your studies.
Expatrio makes the entire process of opening a blocked account seamless and efficient, offering several benefits. With Expatrio, you can complete the entire process online from anywhere in the world, enjoy fast processing, and have access to English-speaking support, making the experience user-friendly for international students.
How to Open a Blocked Account with Expatrio
Opening your blocked account with Expatrio is simple. First, visit Expatrio’s website and sign up for an account. The platform is easy to use and available in English. Once registered, you can choose the Value Package, which includes the blocked account and health insurance options. After that, you’ll need to upload the required documents, such as a valid passport, university admission letter (or proof of application), and your visa type if applicable. Once your documents are verified, you’ll receive the bank details to transfer the required funds. You can use traditional bank transfers or online payment services like Wise or Revolut. After the transfer is confirmed, Expatrio will send you the necessary documents, including the blocked account confirmation. This document is required for your visa application at the German consulate or embassy.
Health Insurance for International Students in Germany
In addition to the blocked account, you also need to arrange health insurance for your time in Germany. Health insurance is mandatory for all students studying in Germany, and Expatrio makes it easy to apply for health insurance that meets the legal requirements. There are two main options for health insurance in Germany: public and private.
Public Health Insurance:
Public health insurance is often the best option for most students who are under 30 and enrolled in a university program. It offers comprehensive coverage, including doctor visits, hospital stays, and prescriptions. The Expatrio Value Package includes free public health insurance (like TK, one of the leading public health insurers in Germany).
Private Health Insurance:
Private health insurance is best suited for students over 30 or those who don’t meet the requirements for public insurance. Private health insurance offers comprehensive coverage, though it may be slightly more expensive, and it also includes free incoming insurance to cover the travel period before arriving in Germany.
How to Get Health Insurance with Expatrio
Expatrio offers both public and private health insurance as part of their Value Package. When you choose the Value Package, you can decide which type of health insurance suits your needs. After filling out the necessary details online, Expatrio will connect you with the health insurance provider. Once completed, you’ll receive your health insurance certificate, which is essential for your student visa.
Why Choose Expatrio for Your Blocked Account and Health Insurance?
Expatrio makes life easy for international students by offering everything you need in one convenient package, including a blocked account, health insurance, free incoming insurance, and additional benefits like the ISIC card. With Expatrio, you can complete the entire process online, save time with fast processing, and enjoy English-speaking support.
Final Steps: Apply Today!
Don’t wait until the last minute! The earlier you secure your blocked account and health insurance, the smoother your visa application process will be. With Expatrio, opening a blocked account and arranging health insurance is straightforward and quick. Ready to start? Head to Expatrio.com and begin your application today for a hassle-free experience in securing your visa for the Winter Semester 2025.